Auto Loan Calculator
Estimate a car loan payment with down payment, trade-in, and sales tax, in your currency.
Estimate your monthly car payment
This auto loan calculator estimates the monthly payment on a car loan and includes the things that actually change the number: your down payment, the value of a trade-in and sales tax on the purchase. It shows the amount financed, the monthly payment, the sales tax applied and the total interest over the term.
Set your currency
The currency selector sets the display symbol so the result reads naturally in your country. It does not convert values or model country-specific tax rules, so treat the result as a planning estimate.
How to calculate a car loan
Enter the vehicle price and pick your currency, add your down payment and any trade-in value, then set the sales tax rate, interest rate and term in months.
This is a planning estimate only and not financial advice. Actual financing terms and tax treatment vary by dealer and country.
Frequently asked questions
How is sales tax applied?
It is calculated on the price after subtracting any trade-in, which reflects how many regions tax the net amount. The exact rule varies, so check your local practice.
Does the trade-in reduce the loan?
Yes. The trade-in value and the down payment both reduce the amount you finance.