Mortgage Calculator
Estimate a monthly mortgage payment including tax and insurance, in your currency.
Estimate your monthly mortgage payment
This mortgage calculator estimates the full monthly cost of a home loan, not just the repayment. Enter the home price and down payment as an amount or a percentage, which stay in sync, the interest rate and term, and optionally an annual property tax rate and home insurance premium. It returns the combined monthly payment split into principal and interest, tax and insurance, plus the total interest over the life of the loan.
Set your currency
A currency selector sets the symbol so the figures read naturally wherever you are. It changes the display only. It does not convert values or model any country's specific lending rules, so use it as a planning estimate.
How to calculate a mortgage
Enter the home price and pick your currency, set the down payment, rate and term, then add property tax and insurance for a full monthly figure.
This is a planning estimate only and not financial advice. Real offers include fees and rules that vary by lender and country.
Frequently asked questions
Does the currency selector convert money?
No. It only changes the symbol shown. Every figure stays in the numbers you enter.
What is included in the monthly figure?
Principal, interest and, if you enter them, monthly property tax and insurance. It does not include association fees, mortgage insurance or closing costs.